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If you had a bank that credited your account each morning with $86,400 that carried over no balance from day to day, allowed you to keep no cash in your account, and every evening cancelled what ever part of the amount you failed to use during the day, what would you do?

Draw out every cent of course!

Well, you have such a bank and its name is “Time”.  Every morning it credits you with 86,400 seconds.  Every night it rules off, as lost, whatever you have failed to invest in good purpose.  It carries no balance.  It allows no overdraft.  Each day it opens a new account with you.  Each night it burns the records of the day.  If you fail to use the day’s deposits the loss is yours.  There is no going back.  There is no drawing against “tomorrow”.  You must live in the present, on today’s deposit.

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